Many Americans struggle to maintain emergency funds, By Jennifer Elizabeth Austin-Mathewson, July 2, 2013, Deseret News: “When Jessi Stanley received a $15,000 inheritance, she dreamt about all the things she could do with the extra money. She wanted to put a down payment on a new house or buy a new car. But the 48-year-old from North Carolina knew what it was like to be poor, and decided to do something most Americans — according to Bankrate — aren’t doing: put the money in savings. “I saved approximately $40,000 over 14 years,” Stanley said. “A lot was from extra money I received.” That extra money came from tax refunds, money her father gave her that was supposed to be used for a new car and small inheritances. After paying off her car, she continued to make “car payments” to her savings account. According to a survey released last week. . .”