- All those Medicaid experiments? States often fail to evaluate the results, By Phil Galewitz, February 26, 2018, Governing: “With federal spending on Medicaid experiments soaring in recent years, a congressional watchdog said state and federal governments fail to adequately evaluate if the efforts improve care and save money…”
- Tens of thousands of Medicaid recipients don’t pay their premiums, By Phil Galewitz, February 28, 2018, CNN Money: “When Arkansas lawmakers debated whether to renew the state’s Medicaid expansion in 2016, many Republican lawmakers were swayed only if some of the 300,000 adults who gained coverage would have to start paying premiums. This ‘skin-in-the-game’ provision — endorsed by conservatives in Washington and in many statehouses — is designed to make Medicaid recipients value their government health insurance more and lead healthier lives…”
Tag: Insurance premiums
Auto Insurance Premiums and Low-income Drivers
How Detroit factory workers get charged more than lawyers for auto insurance, By Chad Livengood, August 2, 2017, Crain’s Detroit Business: “It costs more for the undereducated working poor or unemployed who rent homes to buy auto insurance in Michigan than homeowners with white collar careers living and driving in the same city. That’s the charge from a new study by a California insurance researcher who has examined the impact on quotes insurers give Michigan motorists based on their job title, level of education and whether they rent or own a home — factors that have nothing to do with whether they’re safe drivers…”
Auto Insurance Premiums and Low-income Drivers
Some states take aim at ‘discriminatory’ auto insurance pricing, By Sarah Breitenbach, August 28, 2015, Stateline: “Be a safe driver. Don’t buy a flashy sports car. Pay the insurance premium on time. These are maxims many drivers follow to keep their auto insurance costs in check. But they may not be enough for many low-income drivers, who consumer advocates say are routinely priced out of insurance coverage because they are judged not just by their driving records, but by their credit scores, occupation, education level or other factors. It’s a discriminatory practice by insurance companies that disproportionately increases premium payments for low-income drivers, said J. Robert Hunter, a former Texas insurance commissioner and director of insurance for the Consumer Federation of America (CFA). And some states are trying to stop it…”